It connects people, data, and money, Bill Gates [1]wrote this week on his personal blog . But digital public infrastructure is also "revolutionizing the way entire nations serve their people, respond to crises, and grow their economies" — and the Gates Foundation sees it "as an important part of our efforts to help save lives and fight poverty in poor countries."

> Digital public infrastructure [or "DPI"]: digital ID systems that securely prove who you are, payment systems that move money instantly and cheaply, and data exchange platforms that allow different services to work together seamlessly... [W]ith the right investments, countries can use DPI to bypass outdated and inefficient systems, immediately adopt cutting-edge digital solutions, and leapfrog traditional development trajectories — potentially accelerating their progress by more than a decade. Countries without extensive branch banking can move straight to mobile banking, reaching far more people at a fraction of the cost. Similarly, digital ID systems can provide legal identity to millions who previously lacked official documentation, giving them access to a wide range of services — from buying a SIM card to opening a bank account to receiving social benefits like pensions.

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> I've heard concerns about DPI — here's how I think about them. Many people worry digital systems are a tool for government surveillance. But properly designed DPI includes [2]safeguards against misuse and even enhances privacy... These systems also reduce the need for physical document copies that can be lost or stolen, and even create audit trails that make it easier to detect and prevent unauthorized access. The goal is to empower people, not restrict them. Then there's the fear that DPI will disenfranchise vulnerable populations like rural communities, the elderly, or those with limited digital literacy. But when it's properly designed and thoughtfully implemented, DPI actually increases inclusion — [3]like in India , where millions of previously unbanked people now have access to financial services, and where biometric exceptions or assisted enrollment exist for people with physical disabilities or no fixed address.

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> Meanwhile, countries can use open-source tools — like [4]MOSIP for digital identity and [5]Mojaloop for payments — to build DPI that fosters competition and promotes innovation locally. By providing a common digital framework, they allow smaller companies and start-ups to build services without requiring them to create the underlying systems from scratch. Even more important, they empower countries to seek out services that address their own unique needs and challenges without forcing them to rely on proprietary systems.

"Digital public infrastructure is key to making progress on many of the issues we work on at the Gates Foundation," Bill writes, "including protecting children from preventable diseases, strengthening healthcare systems, improving the lives and livelihoods of farmers, and empowering women to control their financial futures.

"That's why we're so committed to DPI — and why we've committed $200 million over five years to supporting DPI initiatives around the world... The future is digital. Let's make sure it's a future that benefits everyone."



[1] https://www.gatesnotes.com/Digital-public-infrastructure

[2] https://www.dpi-safeguards.org/

[3] https://youtu.be/DN8HlTGpQ6c

[4] https://mosip.io/

[5] https://mojaloop.io/